Bank Of America Stimulus Checks

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The big takeaway, if you're expecting your stimulus money, open your mail to check for the prepaid debit card, the envelope will state it came from Money Network Card Services. You also need to be. The IRS portal for tracking stimulus checks is glitching for taxpayers, and some are even reporting their checks were sent to the wrong accounts.

As stimulus checks start mailing out care of the Internal Revenue Service rapidly issuing the CARES Act recovery rebate, those who do not have a bank account might be wondering just how they can cash their check. For taxpayers who did not receive the payout via direct deposit, the paper checks are currently being mailed out.

Late last month, the stimulus payments began going out from the IRS. The money is part of the CARES Act legislation, which was created to help the nation with financial struggles during the quarantine period. Stay-at-home orders have led to many people losing income, so the government issued $1,200 checks to taxpayers as a way of helping boost the economy. Additionally, married couples are receiving $2,400 payments, and parents are getting $500 for their children. If you are entitled to a check but aren't sure how, or where, to cash it, scroll down for some options.

Bank Of America Stimulus Deposits


One of the easiest ways to cash a stimulus check without a bank is by doing it through Walmart. The store does charge a fee, ranging from $4 to $8, depending on the amount of the check. Walmart is not the only big chain that offers this option though, as places like Kroger and other grocery or big box stores do as well.


Select supermarket and grocery store chains can cash large balances, including your stimulus check or tax refunds. With a cashing fee between $0 to $6, your best option is a Kroger KR family of supermarkets with a Money Services desk, across the U.S. These Kroger company brands will also cash your stimulus check for free:

  • Kroger
  • Fry’s
  • King Sooper’s
  • Smith’s
  • City Market
  • QFC
  • Ralph’s
  • Gerbes
  • Bakers
  • Dillons
  • Pay Less
  • Fred Meyer
  • Pick ‘N Save
  • Metro Market

You can also cash check balances up to $5,000 at the aforementioned stores, just be sure you are calling ahead if your stimulus check is larger than this amount. Additionally, as reported by Forbes, other stores might charge a check cashing fee as high as $6, while others may only cash checks less than $500.

Check Cashing Business

Another option for cashing your stimulus check is to use a check cashing business. There are many around and most likely there will be a few to choose from right in your own town. Notably, the fee at a place like this tends to be a little higher that it would be at somewhere like Walmart, which may be something to take into consideration.


For anyone who prefers not to walk around with $1,200 in cash in their pocket, PayPal may be an option for cashing your stimulus check. The app-based financial company has a service called PayPal 'Cash Plus,' which allows users to take a photo of their check and have the money credited to their account.

With this option, there is a fee if you want the money made available to you right way. However, there is no fee if you are able to wait a 10 period of time for the money to be credited.

A Local Bank

Even if you don't have a bank account, it may still be possible to cash your stimulus check at one. Government checks are deemed 'safe' by most all banks, and therefore some of them may be willing to cash the stimulus checks for non-customers. However, again, there will likely be nominal fee.

Open a Checking Account

If you do not have a bank account, using your stimulus check to open one could be an option as well. With the possibility of a second stimulus package bill being regularly discussed, now might be a good time to set up a check account for any future payouts that could be sent. This way, you could potentially have your next payment sent via direct deposit.

Put it Into Savings

Similar to opening a checking out, creating a savings account might also be a helpful. For citizens who have kept working due to be an essential employee, or were otherwise able to maintain income, the $1,200 could be an opportunity to set money aside for an future situation that could arise. While this certainly is not an option for everyone, if could be a possibility for some.

When Can I Expect My Stimulus Check


Bank Of America Stimulus Check R


Skip a Paper Check

Finally, for anyone who has yet to get a check, it might be possible to avoid this situation entirely. Opening a checking account now could give you the chance to submit direct deposit info to the IRS before your check is sent. The IRS has a tool called 'Get My Payment' on its website. This allows taxpayers to enter their bank information, which lets the IRS send their check directly to the bank.

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When can i expect my stimulus check

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Bank Of America Processing Stimulus Checks

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Bank Of America Stimulus Checks Deposit

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